☪️ Islamic Zakat Calculator
Accurately calculate your Zakat obligation according to Islamic principles
Zakat Calculator
Zakat is one of the Five Pillars of Islam, obligating Muslims to donate a portion of their wealth to those in need. Use this calculator to determine your Zakat accurately.
Gold & Silver
Cash & Investments
Business Assets
Liabilities
Your Zakat Obligation
Total Zakatable Wealth: 0
Zakat is 2.5% of your total zakatable wealth above the nisab threshold
Note: Zakat is payable at 2.5% of one’s zakatable wealth above the nisab threshold. The nisab is the minimum amount of wealth one must have before they are liable to pay zakat (equivalent to the value of 87.48 grams of gold or 612.36 grams of silver).
Zakat Information
What is Zakat?
Zakat is a mandatory charitable contribution, often considered a tax. It is the third pillar of Islam and requires Muslims to donate 2.5% of their qualifying wealth each year to help those in need.
Nisab Threshold
The nisab is the minimum amount of wealth a Muslim must possess before they become liable to pay Zakat. This is equivalent to the value of 87.48 grams of gold or 612.36 grams of silver.
When to Pay Zakat
Zakat is due every lunar year after one’s wealth exceeds the nisab threshold. Many Muslims prefer to pay their Zakat during Ramadan for greater spiritual rewards.
Who Must Pay Zakat? & Benefits
Who is obligated to pay Zakat?
- Muslim who owns wealth reaching nisab (minimum threshold).
- Wealth remains above nisab for one full lunar year (ḥawl).
- Wealth is zakatable: cash, gold/silver, trade goods, investments, receivables, business inventory, etc.
- Immediate debts due can be deducted from total before calculation.
- Personal use assets (home you live in, personal car, basic furniture) are generally not zakatable.
Note: Some details differ by school of fiqh (e.g., treatment of minors’ wealth or long-term debts). If your case is complex, consult a qualified scholar.
Benefits of Zakat
- Purifies wealth and nurtures gratitude and discipline.
- Supports the poor and needy and strengthens social safety nets.
- Reduces inequality and promotes circulation of wealth in society.
- Spiritual reward: fulfilling a pillar of Islam and seeking Allah’s pleasure.
- Community development through helping those in debt, travelers in need, and other eligible categories.
Frequently Asked Questions
What is the nisab value for Zakat?
The nisab is the minimum amount of wealth one must have before they are liable to pay zakat. It is equivalent to the value of 87.48 grams of gold or 612.36 grams of silver. You should use the current market value of these metals to determine the nisab threshold.
What assets are included in Zakat calculation?
Zakatable assets include: gold and silver, cash (at home or in bank accounts), investments (stocks, bonds, mutual funds), business inventory, and receivables. Personal items such as primary home, furniture, and cars are generally not included.
Can I deduct debts from my Zakat calculation?
Yes, you can deduct any immediate debts that are due from your total assets. However, long-term debts like mortgages are generally not deducted unless they are due within the current year.
How often should I pay Zakat?
Zakat is payable once every lunar year (Hawl) after your wealth exceeds the nisab threshold. Many Muslims calculate and pay their Zakat during Ramadan for greater spiritual rewards, but it can be paid at any time of the year once it becomes due.
